Use your crypto for a mortgage

Enabling fellow crypto investors to HODL their way into a home or investment property.

How it works

Use your crypto as collateral and get up to 100% mortgage financing.

Crypto mortgages work just like old-fashioned mortgages. The only difference is that the collateral is your digital assets.

We store your crypto with our custodian Anchorage Digital – the only federally chartered crypto bank with the highest security standards.

background-imagebackground-image

For home buyers

Get a home with your crypto

We were just like you. Most of our net worth was tied up in crypto. We could afford to pay in cash if we sold it, but didn't want to lose our upside, deal with taxes, or worse, be called a paper-handed investor. Since banks wouldn't touch us with a 10 foot pole, and DeFi wasn't a viable option, we decided to bring mortgages to the crypto world, so that fellow crypto investors can have their cake, eat it, and "live in it" too.

For investors

The golden ticket

Leverage your crypto to buy cash-flowing properties that allow you to capture the appreciation of both real estate and crypto.

Benefits

Benefits of a crypto mortgage

process icon

Avoid taxable events

We help you HODL and avoid the need to sell your crypto to buy property.

house icon

Maintain your upside

When you post your crypto as collateral, you still maintain ownership and full exposure to the markets.

loading icon

Borrow. Sleep. Trade. Repeat.

You can borrow against your trading account and still trade your assets.

innovation icon

Ultra competitive rates

We take a traditional lien against the property and provide competitive rates.

How to apply

Apply in 6 steps in just 15 minutes.

1

Owner-occupied or an investment?

2

Submit your application

3

Find the rate that works for you

4

Upload all documents & verify funds

5

Receive an appraisal or approval letter

6

Close your loan. That's all.

Supported Assets

bitcoinbitcoin

bitcoin

,
ethereumethereum

ethereum

,
usdcusdc

usdc

,
banner image

Ready for your crypto mortgage?

Apply online in less than 15 minutes.

NEED SOME ANSWERS?

Frequently Asked Questions

I don't have a normal job. Can I qualify for a mortgage?

Yes! We specialize in helping crypto investors and entrepreneurs leverage their assets to get a mortgage.

How much crypto do I need to post as collateral?

For now, as a good rule of thumb plan to post 100% collateral. Future products may feature different collateral requirements.

What is my liquidation risk?

We don't liquidate your collateral unless it drops by a pre-agreed to value during the underwriting process.