Trade & Borrow™ is the world's 1st crypto loan margin account. Trade your crypto assets while borrowing against them.
Why we did it
Tristan Marino,
Moon Mortgage Co-Founder
How it works
Collateralized loans are great! You can use them for living expenses, vehicle purchases, buying that sweet Rolex, and more. What isn't so great, is losing the ability to trade those assets once you have taken out a loan.
At Moon Mortgage, we believe that you should have your cake and eat it too. That's why we launched Trade & Borrow - the world's first crypto loan margin account.
Flexibility
Moon Mortgage makes it easy to Trade & Borrow against your portfolio of assets. Trade like you normally would, even if you have a loan against your crypto.
Guarantee
We leverage Anchorage Digital's best in class crypto asset custody solution.
Benefits
Easily exit your position when you feel the time is right.
You can borrow against your trading account and still trade your assets.
Origination fees are lame, so we don't charge them. Simple as that.
Seamlessly borrow against your crypto portfolio.
loan calculator
Loan amount
Loan period (in months)
Loan percentage
12%
Collateral requirement
$15,002.50
Your monthly payment
$60.01
Final loan payment
$6,061.01
* If you want to apply for a loan, you need to make a deposit of funds. The value of the loan may not exceed 40% of the funds available on the account.
* Final Loan Payment = Principal + 1 Months Interest Payment
How it works
1. Fund
Create an account and transfer your crypto in a few simple steps.
2. Borrow
Borrow cash against your portfolio of assets.
3. Trade
Yes, you can still trade your crypto and live happily ever after.
bitcoin
,ethereum
,usdc
,More assets coming soon!
Open an account in a few simple steps and start trading your crypto today.
Got a question?
A Trade & Borrow Account (TBA) is a trading account you can borrow cash against.
Unlike some of our competitors, your assets in the Trade & Borrow Account are held by us on a like-for-like basis at Anchorage Digital, our custody partner.
The neat thing about our Trade & Borrow Account is that you can borrow against the total value of your portfolio while still maintaining the ability to actively trade your assets. This is an important and novel tool in the crypto sector because for the first time it will give investors better tools to manage their own risk.
Say for example your portfolio is entirely in Bitcoin; however, you feel that there may be some positive price action on another crypto asset. With your Trade & Borrow Account you can quickly trade your Bitcoin for another crypto asset.
We have partnered with Anchorage Digital, the leading and only OCC chartered bank that can custody crypto assets. When you send crypto to your Trade & Borrow Account, your assets are received and held by us at Anchorage Digital. Unlike others who have failed in the crypto lending space, we don't lend out your assets deposited in Trade & Borrow Accounts.
We provide flexible loan terms. Borrowers have the option to renew their loans and there is no prepayment penalty.
We currently offer a 40% LTV and liquidate at a 50% drop in your portfolio value.
For example,
If you deposit $100,000 in Bitcoin, you can borrow $40,000 against it. If the value of the Bitcoin approaches $50,000, we issue a margin call that gives you the opportunity to add more collateral. If the margin call is not met, and the value of the Bitcoin reaches $50,000, your Bitcoin will get liquidated to cover the outstanding loan balance.