Trade. Borrow. Repeat.

Trade & Borrow™ is the world's 1st crypto loan margin account. Trade your crypto assets while borrowing against them.

Why we did it

It's a no-brainer, I can finally borrow against my assets without losing control of them.

Tristan Marino,

Tristan Marino,

Moon Mortgage Co-Founder

How it works

Trade your crypto and borrow against it with confidence, knowing we don't lend out your assets.

Collateralized loans are great! You can use them for living expenses, vehicle purchases, buying that sweet Rolex, and more. What isn't so great, is losing the ability to trade those assets once you have taken out a loan.

At Moon Mortgage, we believe that you should have your cake and eat it too. That's why we launched Trade & Borrow - the world's first crypto loan margin account.

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Flexibility

Keep trading

Moon Mortgage makes it easy to Trade & Borrow against your portfolio of assets. Trade like you normally would, even if you have a loan against your crypto.

Guarantee

Top of the line security

We leverage Anchorage Digital's best in class crypto asset custody solution.

Benefits

Why Trade & Borrow?

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Manage your own risk

Easily exit your position when you feel the time is right.

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Borrow. Sleep. Trade. Repeat.

You can borrow against your trading account and still trade your assets.

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No origination fees

Origination fees are lame, so we don't charge them. Simple as that.

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Fast cash

Seamlessly borrow against your crypto portfolio.

loan calculator

Calculate your rate

Loan amount

Loan period (in months)

Loan percentage

12%

Collateral requirement

$15,002.50

Your monthly payment

$60.01

Final loan payment

Final Loan Payment = Principal + 1 Months Interest Payment

$6,061.01

* If you want to apply for a loan, you need to make a deposit of funds. The value of the loan may not exceed 40% of the funds available on the account.

* Final Loan Payment = Principal + 1 Months Interest Payment

How it works

Quick & Easy

1. Fund

Create an account and transfer your crypto in a few simple steps.

2. Borrow

Borrow cash against your portfolio of assets.

3. Trade

Yes, you can still trade your crypto and live happily ever after.

Supported Assets

bitcoinbitcoin

bitcoin

,
ethereumethereum

ethereum

,
usdcusdc

usdc

,

More assets coming soon!

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Shall we begin?

Open an account in a few simple steps and start trading your crypto today.

Got a question?

Frequently Asked Questions

What is a Trade & Borrow Account (TBA)?

A Trade & Borrow Account (TBA) is a trading account you can borrow cash against.

Is this product safe?

Unlike some of our competitors, your assets in the Trade & Borrow Account are held by us on a like-for-like basis at Anchorage Digital, our custody partner.

What are the benefits of our Trade & Borrow Account?

The neat thing about our Trade & Borrow Account is that you can borrow against the total value of your portfolio while still maintaining the ability to actively trade your assets. This is an important and novel tool in the crypto sector because for the first time it will give investors better tools to manage their own risk.

Can you give an example of how this works?

Say for example your portfolio is entirely in Bitcoin; however, you feel that there may be some positive price action on another crypto asset. With your Trade & Borrow Account you can quickly trade your Bitcoin for another crypto asset.

What happens to the crypto assets I deposit in the Trade & Borrow Account?

We have partnered with Anchorage Digital, the leading and only OCC chartered bank that can custody crypto assets. When you send crypto to your Trade & Borrow Account, your assets are received and held by us at Anchorage Digital. Unlike others who have failed in the crypto lending space, we don't lend out your assets deposited in Trade & Borrow Accounts.

What are my loan term options?

We provide flexible loan terms. Borrowers have the option to renew their loans and there is no prepayment penalty.

Do my assets ever get liquidated?

We currently offer a 40% LTV and liquidate at a 50% drop in your portfolio value.

For example,

If you deposit $100,000 in Bitcoin, you can borrow $40,000 against it. If the value of the Bitcoin approaches $50,000, we issue a margin call that gives you the opportunity to add more collateral. If the margin call is not met, and the value of the Bitcoin reaches $50,000, your Bitcoin will get liquidated to cover the outstanding loan balance.

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